AVMA Life Trust recently modified their plans including some changes for short-term disability coverage for pregnancy. Effective November 1, 2019, AVMA Life’s short-term disability will reduce maternity coverage to 30 days for routine, normal or uncomplicated pregnancies. Additionally, in order to receive short-term disability benefits for pregnancy, coverage must be in effect for at least 12 consecutive months. Disabilities due to complications from pregnancy can still be paid up to a 6-month maximum period. Previously, coverage was only required for 9 months previously and paid benefits for 90 days.

Although the changes go into effect in November, insured members who deliver before March 31, 2020 will still receive the 3 months of short-term disability. If you are an insured member and currently pregnant, you can contact your agent to request a waiver for the 90-day coverage.